Trusted by 50,000+ Members Across India

Your Community's
Savings, Now
Digital and Secure

Join thousands of farmers, families, and small businesses saving smarter with India's most trusted digital chit fund platform.

RBI Regulated & Compliant
UPI Powered Payments
Local Language Support
Start Saving Today See How It Works

Free to join. No hidden charges. Available in Hindi, Tamil, Telugu & more.

50,000+
Active Members
₹280 Cr
Total Savings Managed
14
States Covered
99.2%
On-Time Payment Rate
Simple & Transparent

Save, Bid, and Grow — Together

GrowFinance brings the trust of traditional chit funds into your smartphone. Three simple steps stand between you and financial freedom.

Step 01

Join a Chit Group

Register with your Aadhaar and complete e-KYC in minutes. Pick a chit plan that fits your savings goal — as low as ₹500 per month.

Step 02

Pay Monthly via UPI

Pay your monthly installment with one tap — UPI, PhonePe, Google Pay. Get WhatsApp reminders so you never miss a due date.

Step 03

Bid & Receive Your Fund

Participate in monthly online auctions. When you win, the full chit amount is transferred directly to your bank account within 24 hours.

Chit Plans for Every Dream

Built for Real India

Whether you farm the land, run a shop, or lead a self-help group — GrowFinance has a chit plan designed for your life.

Farmer Chit

Harvest More. Save More.

Designed around crop cycles. Fund irrigation systems, buy seeds in bulk, or invest in livestock — access the full chit amount precisely when the season demands it.

  • ✓ Seasonal payment flexibility
  • ✓ Crop financing & irrigation
  • ✓ Livestock purchase support
  • ✓ Plans from ₹500/month
Join Farmer Chit
Most Popular
Women's SHG Chit

Her Savings. Her Future.

Built for women's self-help groups. Pool savings with your community, fund household needs, start small enterprises, and build a credit history — all in your language.

  • ✓ Group savings with 10–30 members
  • ✓ Entrepreneurship fund access
  • ✓ Gold & Education chit options
  • ✓ Local-language WhatsApp support
Join Women's Chit
Business Chit

Grow Your Shop. Expand Your Dreams.

Working capital when you need it. Fund stock purchases, shop expansion, or new equipment — without a bank loan or collateral.

  • ✓ No collateral required
  • ✓ Inventory & expansion financing
  • ✓ Build credit score with GrowFinance
  • ✓ Plans from ₹1,000/month
Join Business Chit
Member Stories

Real People. Real Growth.

"

Maine pehle kabhi bank nahi gaya tha. GrowFinance ne mujhe apne khet ke liye pump set kharidne mein madad ki — sirf 8 mahine mein poora paisa mil gaya.

RK
Ramesh Kumar
Farmer, Vidarbha · Maharashtra
"

Hamara SHG group ab GrowFinance pe hai. Har mahine UPI se pay karte hain, WhatsApp pe update aata hai. Meri beti ki padhai ke liye paise bachaye humne.

SL
Savitri Laxmi
SHG Leader, Karimnagar · Telangana
"

Meri kirana dukan ka stock bahut kam ho gaya tha. Business Chit ne 6 mahine mein ₹80,000 diye — bank loan ki zaroorat hi nahi padi. Bahut easy tha.

MP
Mukesh Patel
Kirana Shop Owner, Rajkot · Gujarat
More Than Savings

Your Path to Full Financial Health

Complete your chit and unlock a full suite of financial products — designed to take you from community savings to long-term wealth, all within GrowFinance.

Mutual Fund Investments
After completing your chit, start SIP investments with as little as ₹100/month — grow your savings into long-term wealth.
Life & Health Insurance
Protect what you've built. Simple, affordable insurance plans — reviewed in your local language, no paperwork maze.
Gold Savings & Fixed Deposits
Buy digital gold from ₹10. Lock money in fixed deposits. Auspicious, secure, and always liquid.
GrowFinance Mobile App
Farmer Chit — Group A
₹2,400
Gold Savings
0.5g ₹3,200
Credit Score
742 · Good
Pay ₹2,400 via UPI
Hindi·Tamil·Telugu·Marathi
Start Today — Free to Join

Your Community Has Always
Saved Together. Now Make It Digital.

Join 50,000+ members across 14 states who are saving smarter, bidding confidently, and building real financial futures with GrowFinance.

No fees to join. Available in Hindi, Tamil, Telugu, Marathi, Kannada & Gujarati.

RBI Regulated
256-bit SSL Encrypted
UPI & Aadhaar Verified
Chit Fund Act Compliant